South Central Community Action Partnership

South Central CAP

Self-Help Housing is a group method build where 4-10 families come together under the guidance of a Construction Supervisor employed by South Central Community Action Partnership to build their own homes. Families provide 65% of the labor themselves by committing 35 hours a week with friend and family volunteers. By putting in the “sweat equity” the family does not have to come up with a down payment and moves into their new homes with an instant equity of generally $20,000 to $25,000.

  • No down payment
  • Subsidized house payment as low as 1% interest
  • 100% financing from construction to homeownership

Advantages of building your own home

  • Learning the skills and knowledge of construction
  • Providing a home for your family
  • Building instant equity

Requirements

  • Meet income guidelines
  • Have fairly good credit, credit check required
  • Commit to 35 hours a week with friends/family support
  • Must be a legal resident or citizen of the United States

Historical Data

Year Began

2010

Total Homes Built

84

Area Served

South Central Idaho


Videos of South Central Community Action Partnership’s Mutual Self-Help Housing Program

Mutual Self-Help Housing Workday


Recent News about South Central Community Action Partnership

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