Rural Communities Housing Development Corporation (RCHDC) offers homeownership opportunities to families and individuals who might not otherwise have the chance to own their own home. RCHDC is a local non-profit established in 1975 for the purpose of providing affordable housing to low and moderate-income people. We have successfully helped homeowners complete over 400 homes on the North Coast.
Through RCHDC’s Self-Help Homeownership Program, first-time homebuyers who do not currently have the resources for a down payment or large monthly mortgage payments can help build their own homes on lots in the Ukiah and Lakeport area.
Overview of Rural Communities Housing Development Corporation’s Self-Help Housing Program
Rural Communities Housing Development Corporation’s Mutual Self-Help Housing Program gives you the opportunity to build your own house. Working together with other families, you will learn valuable construction skills as you build your own house. There is no construction experience required because our construction supervisor will be there every step of the way. The months that you spend building your home can save you as much as $20,000, and there’s never a payment to make during construction.
You will choose your own house lot and work with other families in the same area to build each other’s homes. You will choose the colors of your siding, roofing, paint, carpet, flooring and cabinets. Your house will be uniquely yours!
No construction experience needed—we will teach you everything you need to know. Some tasks will be completed by professionals but everything else is up to you and the other members of your group. In addition to your new home, you will be gaining valuable skills in budgeting, construction, maintenance and home repair.