Mutual Self-Help Housing is a program in which families and individuals with low to moderate income work as a team to help each other build their dream home with the guidance of a construction supervisor. All homes in the “build” group are built at the same time with each homeowner working on all the homes within that group. No one gets the keys to their home until all the homes within the group are complete. On average the sweat equity labor can provide a minimum of $24,000 in value toward each new home.
Interfaith Housing Services‘ self-help housing program targets households with income at or less than 80% of the area median. A successful eligible applicant receives a low interest home loan through USDA Rural Development with no cash down payment. As a result, projects must be built in communities with a population of less than 35,000; therefore, our focus is outside the city limits of Hutchinson.